FlyFin - AI-powered CPA tax service for freelancers

What is FlyFin

If you've ever stared at a stack of receipts, wondering which expenses qualify as tax deductions, you're not alone. Studies show that 75% of taxpayers miss all their deductions—and traditional CPA services can cost hundreds or even thousands of dollars while requiring hours of your time. That's where FlyFin comes in.

FlyFin is the world's first AI-powered CPA tax filing service, designed specifically for freelancers, self-employed individuals, and small business owners. The platform combines advanced artificial intelligence with expert human CPAs to deliver a tax preparation experience that's 20 times faster, significantly more accurate, and costs just one-fifth of traditional CPA services.

Here's how it works: FlyFin's AI automatically scans your connected bank accounts against over 200 deduction categories and more than one million IRS tax rules. It identifies every deductible expense you might qualify for—eliminating 95% of the manual work typically involved in tax preparation. Then, a certified CPA reviews your return to ensure 100% accuracy before filing.

The platform has grown to serve over 250,000 registered users with an impressive 4.8/5 rating based on real customer reviews. FlyFin's community has already had over one million tax questions answered, and users have collectively saved thousands of dollars in taxes—freelancers report saving an average of $3,700, while Schedule C filers save an average of $7,800.

FlyFin has earned recognition from major publications like Forbes and Yahoo, along with industry awards including Best Tax Product of the Year, AI Tech Award, Big Innovation Award, SmartMoney Award, and US FinTech Award. Headquartered in San Jose, California, FlyFin is trusted by anyone from first-time filers to seasoned entrepreneurs managing complex business structures.

FlyFin's Core Features

What makes FlyFin stand out from traditional tax software and DIY approaches? It's the powerful combination of intelligent automation and human expertise. Here's what you can expect when you use FlyFin for your taxes.

AI Deduction Tracker is the heart of the platform. Once you connect your bank accounts, the AI gets to work scanning every transaction against more than 200 deduction categories and over one million IRS tax rules. It automatically categorizes qualifying expenses—whether it's home office deductions, business travel, meals, vehicle mileage, or professional services. This automation eliminates 95% of the tedious work that typically makes tax preparation so frustrating.

AI Tax Assistant gives you unlimited access to a CPA-certified AI that can answer your tax questions 24/7. Whether you're wondering about deductibility of a specific expense or need clarification on tax forms, you get instant answers without waiting for office hours or paying consultation fees.

Monthly Financial Tracking keeps you informed year-round, not just during tax season. The platform automatically syncs and categorizes all your expenses, giving you real-time visibility into your financial health and estimated tax liability.

Quarterly Tax Calculator is essential for self-employed individuals who need to make estimated tax payments throughout the year. The AI calculates what you owe based on your income and deductions, helping you avoid IRS penalties from underpayment. Key quarterly deadlines are April 15, June 15, September 15, and January 15.

Annual 1040 Tax Filing pairs AI efficiency with human expertise. After you complete your profile, a certified CPA reviews and prepares your federal and state tax returns. Most filings are completed within 2 days—far faster than waiting weeks with a traditional CPA.

Audit Protection comes free with your subscription. If the IRS selects you for an audit, FlyFin's CPA team handles everything—assessing your situation, preparing responses, and representing you throughout the process. This full-service representation eliminates the stress and confusion that audit notifications typically cause.

Document Upload is streamlined through a customized checklist created by your CPA team. Instead of guessing what you need, you simply upload the specific documents requested—most users complete this in under 2 minutes.

CPA Video Consultation lets you meet face-to-face with a certified CPA via video call. Review your return together, ask questions, and get expert guidance in real time.

Who Uses FlyFin

FlyFin is built for anyone who files taxes in the United States, but it particularly shines for these common situations:

Freelancers and 1099 Contractors often struggle with unfamiliar tax rules and complex forms. If you're new to self-employment, navigating 1099-NEC, Schedule C, and self-employment tax can feel overwhelming. FlyFin's AI identifies every deduction you qualify for—home office, equipment, software subscriptions, professional memberships, and more. Users typically save $3,700 or more compared to filing without professional help.

Self-Employed Individuals who receive 1099 income alongside W-2 wages face the challenge of calculating quarterly estimated taxes. Guess wrong, and you could face IRS penalties. FlyFin's quarterly tax calculator does the math for you, factoring in all your deductions to give you accurate payment amounts. This proactive approach helps you avoid the stress of underpayment penalties.

Users with Multiple Income Streams might have W-2 wages, 1099 freelance work, K-1 distributions from partnerships, or S-Corp dividends—all on the same return. FlyFin handles all these form types in one platform, so you don't need multiple tools or professionals.

Anyone Concerned About Audits can rest easy with FlyFin's included audit protection. The statistics show that audit rates increase when returns are incomplete or inaccurate. With FlyFin, a CPA reviews every return, and if you do receive an IRS notice, your dedicated CPA team handles the entire process—at no additional cost.

Small Business Owners running LLCs, S-Corps, or partnerships have complex tax situations that often require specialized knowledge. FlyFin's CPA team includes experts in various business entity types, ensuring your return is prepared correctly the first time.

Getting Started

Ready to simplify your tax preparation? Here's how to get started with FlyFin in just a few steps:

Step 1: Create Your Account Visit flyfin.tax and sign up with your email. You'll answer some basic questions about your employment status, income sources, and filing situation. This takes just a few minutes and helps the platform prepare for your specific needs.

Step 2: Connect Your Bank Accounts FlyFin supports over 2,000 financial institutions, including major banks and credit unions. Connection uses Mastercard and Plaid technology—the same security standards used by leading financial apps. You'll grant "read-only" access, meaning FlyFin can see your transactions but cannot move or withdraw any money.

Step 3: AI Analyzes Your Deductions Once connected, the AI immediately begins scanning your transaction history. It identifies deductible expenses and categorizes them according to IRS rules—no manual entry required. You'll see a running list of discovered deductions in your dashboard.

Step 4: Upload Required Documents Your dedicated CPA team generates a customized document checklist based on your specific tax situation. You simply upload the requested items—W-2s, 1099s, mortgage interest statements, and any other relevant documents. Most users complete this in under 2 minutes.

Step 5: CPA Review and Filing A certified CPA reviews your return, ensuring accuracy and maximizing your deductions. Most tax preparations are completed within 2 days. You'll have the opportunity to review everything before filing and can schedule a video consultation if you have questions.

Pricing and Plans

FlyFin operates on a simple pricing philosophy: high-quality CPA expertise at a fraction of traditional costs. While exact pricing varies based on your specific tax situation, the core value proposition is clear—you get professional tax preparation at approximately one-fifth the cost of a traditional CPA.

Traditional CPA firms often charge $300-$500 or more for a simple tax return, with complex business returns easily reaching $1,000-$3,000. FlyFin's AI-powered approach dramatically reduces the time and manual effort required, savings that are passed directly to you.

Here's what your subscription includes:

• AI-powered deduction tracking across 200+ categories
• Unlimited AI Tax Assistant access (24/7)
• Monthly financial tracking and quarterly tax estimates
• Certified CPA review of your complete return
• Federal and state filing
• Free audit protection with full IRS representation
• Video consultation with a CPA

FlyFin offers a 100% money-back guarantee, meaning you're taking zero risk. If you're not satisfied with the service for any reason, you receive a full refund.

For specific pricing tailored to your situation, the most accurate information is available directly in the FlyFin app after you complete your profile. This approach ensures you only pay for the services relevant to your tax needs.

Frequently Asked Questions